.Union Money Minister Nirmala Sitharaman3 minutes read through Final Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Management Administrator Nirmala Sitharaman introduced that the federal government targets to open up over 30 thousand brand new PMJDY accounts during the course of 2024-25.Briefing media reporters, Sitharaman unveiled that as of August 14, 2024, an overall of 531.3 million Jan-Dhan profiles have been opened because the plan’s launch a decade back, along with an increasing deposit remainder of Rs 2.3 mountain.The typical difference every account has improved from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Around 80 per-cent of these profiles are currently active.” PMJDY has actually participated in an essential task in the course of the astronomical, specifically for girls,” mentioned Sitharaman.In spite of the allocation for absolutely no balance as well as the lack of a minimal balance demand, only 8.4 per-cent of the accounts maintain a zero equilibrium. The scheme has been actually specifically successful in non-urban and also semi-urban places, where 66.6 per-cent of the accounts lie.Since August 14, 2024, women account owners work with 55.6 per cent of the complete accounts, totaling up to 295.6 thousand accounts, according to the Ministry of Financial.
Currently, 99.95 per-cent of all inhabited towns have banking locations readily available within a 5-kilometre radius via numerous touchpoints, featuring banking company divisions, automated bank clerk devices, banking contributors, and also India Blog Post Repayments Banking Company.As of August 14, 2024, there are over 1.73 billion surgical CASA (bank account interest-bearing account) profiles in the country, including much more than 530 thousand important PMJDY profiles.Regarding social protection systems, Sitharaman highlighted that over 200 million advancing enrolments have offered life insurance coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual costs of Rs 436.Additionally, over 450 thousand cumulative enrolments have actually offered one-year accidental cover of Rs 2 lakh (for death or permanent total special needs) as well as Rs 1 lakh (for permanent partial special needs) under the Pradhan Mantri Suraksha Bima Yojana, with a fee of Rs 20 annually.The Atal Pension plan Yojana has actually registered over 68 thousand clients.In relations to credit-linked schemes, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 million increasing lendings totaling up to Rs 29.93 mountain (since July 12, 2024) have been actually approved to deliver collateral-free institutional financial to micro as well as local business systems approximately Rs 10 lakh for income-generating activities.Under the Rise India Plan, 236,000 increasing finances amounting to Rs 53,609 crore (since July 15, 2024) have been approved to Set up Caste, Scheduled People, and women entrepreneurs for putting together greenfield projects.In addition, the Pradhan Mantri SVANidhi plan has actually accredited lendings worth Rs 12,630 crore to 6.52 million street sellers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) released on August 28, 2014.u00b7 PMJDY cumulative down payment balance of Rs 2.3 mountain.u00b7 There end 1.73 billion surgical CASA accounts.u00b7 Ladies account owners comprise 55.6% of total accounts.1st Published: Aug 27 2024|9:37 PM IST.